How to write a check: Step-by-step guide

The dinosaurs of personal finance can be called personal checks, but they were once a very normal method of payment. In years past, watching someone pull out their chequebook to pay for shopping or making a transaction in a department store wouldn’t be shocking.

Owing to new conveniences, such as online banking and money transfer applications, it’s remarkable how much has improved. Even, you might need to write a check periodically, whether it be for an individual’s buy, insurance, paying the deposit, or anything else. Here are the steps you will take to fill out and keep track of a personal check:

How to write a check

These are the following steps to write a check.

Step 1: Who will the search be for?

Fill out the name of the person for which the check is, whether that’s a person or a corporation. After the words “Pay to the order of” this detail goes.

Step 2:Fill out the date

Mark the check on the line that says “Mark.” Depending on whether you want the check to be good for cash, you can choose today’s date or a date a couple days (or months) ahead.

Step 3: Fill out the amount of the check in two places

In two locations, on the right side of the check next to the $sign and on the line smack dab in the centre of the check, you will need to type out the balance of the check. The numerical representation of the number next to the $symbol (e.g. $45) will be used and the value of the check will be written on the line given (e.g. $45 and 0/100).

Step 4: Fill out the memo (optional)

Write the data on the memo line if you want to tell someone what the search is about. If you have one, such as if you are writing a personal check to cover your cable television bill, you can even put your account number in the memo.

Step 5: Sign the check

Sign it in the bottom right corner until your check is full filled out.

Step 6: Record your check in your check register

Finally, the check and the number would certainly need to be registered so that you don’t forget that you wrote it. Many individuals keep records of their checks in a chequebook ledger and debit transfers.

Alternatives to writing a personal check

As personal checks are becoming less and less common, learning how to send money online is important. Apps for money transfer, such as, Venmo, Zelle, and PayPal, all have free or low-cost payment solutions for colleagues, freelancers, and everyone else you owe.

The bottom line

There are plenty of forms, including paper checks, to submit and receive money. But because checks are increasingly becoming redundant, learning about all the other ways that you can digitally send and receive money is wise. The only choice left could be one day to transfer money online or through the use of an app.

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